Merchant's Credit Guide
Merchant's Credit Guide

Helping

People

Resolve

Debt

Merchant's Credit Guide
Merchant's Credit Guide

For Over

115

Years!

  Merchant's Credit Guide
Merchant's Credit Guide

Trust

Fairness

Respect

If you’ve been contacted by Merchant’s Credit Guide

Don’t panic. We're here to work with you, not against you.


We believe the vast majority of consumers want to do the right thing and pay their debts. The intent was always to make good on the obligation. Maybe it was an oversight and you thought you had paid it. Perhaps there was a misunderstanding or some unresolved dispute, or you ran into unforeseen financial difficulties.


The important thing to do now is to act. Contact us.


Depending on the creditor, we may be able to offer you a payment plan, or even a reduction in your overdue amount.


If there is a dispute, question or concern, contact us now. We may be able to resolve the dispute with the creditor.

If your debt is the result of a simple oversight, make an online payment.


If you feel you may have been the victim of identity theft, click the above link for instructions.


To learn more about consumer credit and get answers to common questions: